Budget Friendly

I am a stay at home Mom, with the exception of being a photographer on the side. Alot of people dont understand how it is that I am able to stay at home in such a bad ecomony. Budgeting aint' easy, but it works! I clip coupons, we pay off all of our debt ( highest interest rate first) and we save. You would think with us having a house, two cars, a baby, and a dog. That both of us would have to work. But fortunately my father in law got my husband Ralphie reading a book by Dave Ramsey "Total Money Makeover" it really works. The envelope system seems silly but its legit! My husband & I some how managed to stick to this simple system which seemed so crazy at the time. We only owe roughly $13,000 on our house. We will soon only have one car payment (due to the fact that we are buying a new one) and no credit card debt as soon as we recieve our tax refund. Seems impossible but its the truth. In approximately two years every single cent of our lives should be debt free. With the eception of a little bit of student loads. We should have a pretty good saving account in about five years. You have to set a goal. You have to want to do it! You have to strive to do it! You have to be patient. You cannot over spend. Alot of the people that we know indulge in alot of "toys".  We dont. We do not have four wheelers, and boats, he does have a jon boat but nothing is owed on it. We are able to do things occassionally like take of to Gatlinburg for the weekend. Unlike alot of other people that we know. Mainly becuase we save every penny we have. I dont care if we have $100,000.oo in the bank. We will always live off of a budget. We want to be able to provide for our family, and to have them learn at a young age about saving. You know how they say 'You cannot have anything if you dont work for it', well you cannot have anything if you dont save for it either.  I highly recommend reading Dave Ramseys books. They will make a world of a difference in the way you look at spending, and saving.
Theres a great site that you can go to that helps find the latest deals & steals of the stores like Walmart, Rite-aid, Target, Krogers. It helps you match up coupons, with in store sales. I recommend checking it out! Good luck!
http://www.couponmom.com/
And here is  a link to Dave Ramseys Book!!!